Terms of Service
Effective Date: January 30, 2026
Brand: Freedom After 40
Primary Website: https://sylvanbarzey.com
Legal Operator: Sylvan Barzey, operating as Captivation Suite
Business Location: Fort Lauderdale, FL 33324, USA
Contact Email: [email protected]
Important Notice: Freedom After 40 is a brand operated by Sylvan Barzey, doing business as Captivation Suite. These Terms of Service apply only to the Freedom After 40 brand and its associated websites and services. By using our services, you agree to these terms.
1. Agreement to Terms
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” “your”) and Sylvan Barzey, doing business as Captivation Suite (“Company,” “we,” “us,” “our”), operating the Freedom After 40 brand.
By accessing or using our websites, including sylvanbarzey.com, learn.sylvanbarzey.com, and any related subdomains (collectively, the “Site”), or purchasing our digital products, online courses, coaching services, or other offerings (collectively, “Services”), you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you must not access or use our Services.
2. Eligibility and Account Registration
To use our Services, you must:
- Be at least 18 years of age or the age of majority in your jurisdiction
- Have the legal capacity to enter into binding contracts
- Provide accurate and complete information when creating an account
- Maintain the security of your account credentials
- Accept responsibility for all activities under your account
We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.
3. Services Overview
Freedom After 40 provides digital education and resources, including:
- Digital Products: eBooks, templates, guides, and resources
- Online Courses: Educational programs delivered through our learning platform
- Coaching Services: One-on-one and group coaching sessions
- Membership Content: Exclusive content for members
- Consulting Services: Business and marketing consulting
All Services are for your personal or business use. Descriptions, pricing, and availability are subject to change without notice.
4. Intellectual Property Rights
All content on the Site and within our Services, including but not limited to:
- Text, graphics, logos, images, and audio clips
- Digital downloads, software, and data compilations
- Course materials, videos, presentations, and worksheets
- Trademarks, service marks, and brand elements
…is the property of Captivation Suite, Sylvan Barzey, or our content suppliers and is protected by United States and international copyright and intellectual property laws.
4.1 License Grant
Upon valid purchase, you are granted a limited, non-exclusive, non-transferable, revocable license to:
- Access and use purchased Services for personal or internal business purposes
- Download digital products to your personal devices
- Complete courses and use materials as intended
You may not:
- Copy, modify, distribute, sell, or lease any part of our content
- Reverse engineer or attempt to extract source code
- Share account access or course materials with unauthorized users
- Use our content to create competing products or services
- Remove any copyright or proprietary notices
5. Payment Terms
5.1 Payment Processing
All payments are securely processed by third-party payment processors:
By making a purchase, you authorize us to charge your selected payment method for the total amount due, including applicable taxes and fees.
5.2 Pricing and Taxes
All prices are in US Dollars unless otherwise specified. You are responsible for any applicable sales, use, value-added, or other taxes.
5.3 Refund and Cancellation Policy
Digital Products & Online Courses: Due to the immediate access and digital nature of our products, all sales are final unless otherwise explicitly stated during checkout. No refunds will be issued for digital downloads or online course access once materials have been delivered or accessed.
Coaching & Consulting Services: Specific cancellation and refund policies for coaching packages or consulting engagements are detailed in the service agreement provided at checkout. Generally:
- Pre-paid sessions may be rescheduled with at least 24 hours notice
- Refunds for unused sessions are typically not available unless specified
- Cancellation fees may apply as outlined in your service agreement
Defective Products: If you receive a defective product (e.g., corrupted file, inaccessible content), contact us at [email protected] within 7 days of purchase for resolution.
Right to Refuse: We reserve the right to refuse or cancel any order at our discretion.
6. User Responsibilities and Acceptable Use
You agree to use our Services lawfully and not to:
- Violate any applicable local, state, national, or international laws
- Infringe upon our or any third party’s intellectual property rights
- Harass, abuse, threaten, or harm other users or our team
- Use the Services to distribute spam, malware, or malicious code
- Attempt to gain unauthorized access to systems, accounts, or data
- Interfere with or disrupt the security or performance of the Services
- Use automated systems (bots, scrapers) to access the Services
- Misrepresent your identity or affiliations
7. Data Privacy and Collection
Your privacy is important to us. Our data practices are governed by our Privacy Policy, which is incorporated into these Terms by reference.
7.1 Key Privacy Points
We use various technologies to improve our Services, including:
- Cookies and Tracking Technologies: Essential, functional, analytical, and advertising cookies
- Analytics Tools: Google Analytics for website performance
- Advertising Pixels: Meta (Facebook) Pixel, Google Ads, TikTok Pixel for marketing
- Email Tracking: Open and click tracking for communications
For EU/EEA/UK Users: Non-essential cookies require explicit consent via our cookie banner.
For California Users: You may opt out of data “sharing” for advertising purposes.
7.2 Your Privacy Rights
Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal data. To exercise these rights, email [email protected] with “Privacy Request.”
8. Third-Party Services and Links
Our Services may integrate with or link to third-party services, including:
- Payment processors (Stripe, PayPal)
- CRM and funnel platforms (Systeme.io, GoHighLevel)
- Email marketing services
- Analytics and advertising platforms
- Social media networks
These third parties have their own terms and privacy policies. We are not responsible for their practices, content, or services.
9. Disclaimers and Warranties
9.1 Service “As Is”
Our Services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or reliability of content
9.2 Earnings and Results Disclaimer
No Guaranteed Results: We make no guarantees regarding specific outcomes, results, or earnings from using our Services, information, or strategies. Your success depends on numerous factors including your efforts, background, market conditions, and dedication.
Educational Purpose Only: Information provided in courses, coaching, and consulting is for educational and informational purposes only. It is not business, financial, or legal advice. You should consult with appropriate professionals for advice tailored to your situation.
Past Performance: Case studies, testimonials, and examples are not guarantees of future results. Individual results will vary.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Sylvan Barzey, doing business as Captivation Suite, its affiliates, and suppliers shall not be liable for any:
- Indirect, incidental, special, consequential, or punitive damages
- Loss of profits, data, use, goodwill, or other intangible losses
- Damages resulting from:
- Your access to or use of (or inability to access or use) the Services
- Any conduct or content of any third party on the Services
- Unauthorized access, use, or alteration of your transmissions or content
- Statements or conduct of any third party on the Services
10.1 Maximum Liability
Our total cumulative liability to you for any claim arising from these Terms or the Services shall not exceed the greater of:
- The amount you paid to us in the six (6) months preceding the event giving rise to the liability, or
- One Hundred US Dollars ($100)
11. Indemnification
You agree to defend, indemnify, and hold harmless Sylvan Barzey, doing business as Captivation Suite, its affiliates, officers, agents, and employees from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:
- Your use of and access to the Services
- Your violation of any term of these Terms
- Your violation of any third-party right, including intellectual property or privacy rights
- Any claim that your content caused damage to a third party
12. Termination
We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination, your right to use the Services will cease immediately. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
13. Dispute Resolution and Governing Law
13.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.
13.2 Jurisdiction
Any legal dispute arising from these Terms or your use of the Services shall be resolved exclusively in the state or federal courts located in Broward County, Florida, and you consent to the personal jurisdiction of such courts.
13.3 Informal Resolution First
Before filing any claim, you agree to attempt to resolve the dispute informally by contacting us at [email protected]. We will attempt to resolve the dispute informally within 60 days.
14. General Provisions
14.1 Entire Agreement
These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and us regarding the Services.
14.2 Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
14.3 Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
14.4 Assignment
You may not assign or transfer these Terms without our prior written consent. We may assign or transfer these Terms without restriction.
15. Changes to These Terms
We may update these Terms from time to time. When we make material changes, we will:
- Update the “Effective Date” at the top of this page
- Post a notice on our website for significant changes
- Notify registered users by email when appropriate
Your continued use of our Services after changes constitutes acceptance of the updated Terms.
16. Contact Information
For questions about these Terms or our Services:
Legal Operator: Sylvan Barzey, operating as Captivation Suite
Brand: Freedom After 40
Address: Fort Lauderdale, FL 33324, USA
Email: [email protected]
For Legal Notices:
Email Subject: “Legal Notice – Terms of Service”
Response Time: We will acknowledge receipt within 10 business days
These Terms of Service were last updated on January 30, 2026.
© 2026 Captivation Suite (Sylvan Barzey). All rights reserved.